CENTRAL ARIZONA ESTATE PLANNING COUNCIL

Thank  you to our sponsor!

Topic: Don’t Get Taxed Out: Navigating the New Rules

Reviewing the 2025 tax law changes reshaped by the One Big Beautiful Bill Act, learning how they impact individuals, businesses and gift and estate tax planning.  Income tax is the new estate tax with the permanent increased estate tax exemption, it is important to maximize income tax planning for your client and their beneficiaries.

Learning objectives:

1. Understanding the new tax law rules and the impact to individuals.
2. Understanding the new tax law rules and the impact to businesses.
3. Understanding the new tax law rules and the impact to gift and estate tax planning.
4. Year end planning, items to do in 2025 to maximizes taxes.
5. Income tax planning, growing the tax free bucket and the overall benefits.
6. Giving smarter and in a tax efficient manner.
7. Retirement planning and maximizing your tax deduction

Speaker: Rachel L. Votto, CPA, AEP®

Rachel Votto is the Tax Partner-in-charge at BDG-CPAs. She has been with the firm for over 20 years and is partner-in-charge of all tax services. Rachel provides comprehensive financial planning to executives and high net worth individuals, including estate planning and working with income tax planning with trusts. She also serves many corporate and partnership clients including closely held businesses to multinational corporations with experience on acquisitions, reorganizations, international, multigenerational planning, multistate structures and complex tax planning strategies to assist clients in maximizing tax savings. She is a member and past president of the Estate Planning Council of Bergen County. She is currently a board member of Family Promise of Bergen County and the NAEPC. She has made various presentations on new tax legislation and other tax topics. Rachel graduated from Villanova University and also holds a Master’s Degree in taxation from Pace University.

RSVP must be received by 12:00 p.m. on Wednesday, October 29, 2025. Registration will close at this time.

Submitting an RSVP for this event implies your agreement to the following COVID-19 policy. By registering for this event, you grant the Central Arizona Estate Planning Council (CAEPC) permission to take photographs or video of you during the event. These images and videos may be used on the CAEPC website, social media pages, and/or in newsletters for promotional purposes. Please note that Insurance CE credits are not available for Zoom participants. Zoom participants can still earn CFP and ABA credits by notifying CAEPC, but insurance CE credits will not be offered for the virtual format.

Dinner Menu

SALAD

ENTREE

DESSERT

Schedule

• 5:00 p.m. Networking
• 6:00 p.m. Dinner
• 6:20 p.m. Announcements
• 6:30 p.m. Program
• 7:30 p.m. Program Concludes

Thank you to our sponsor!

Attendees understand and agree that their contact information may be shared with the event sponsor(s).

EVENT CONDUCT STATEMENT

The Central Arizona Estate Planning Council (“CAEPC”) is committed to providing all participants at our events with an inclusive and professional environment where they feel comfortable. These events include but are not limited to: educational programs and supplemental activities or programs included as a part of these events; webinars; and virtual and in-person board and committee activities and meetings; or presentations before local councils or to other organizations when speaking on behalf of CAEPC. Participants, who include attendees and their guests, volunteers, vendors, staff, and all others, are expected to conduct themselves in a manner that is welcoming, respectful and free from any form of discrimination, harassment, or retaliation. Disruptive or harassing behavior of any kind will not be tolerated. Participants asked to stop such behavior are expected to comply immediately. In keeping with our commitment to the health and safety of all participants, those who feel ill are asked not to attend in-person events or face to face activities. In the event that a participate feels unwell mid-conference, he/she/they are asked to refrain from attending any portion of the conference that includes face to face activities.

Attending without a reservation? Please read this.